Comprehensive coverage packaging

Contact our coverage experts for suitable healthcare tiers to match your individualized needs.

(301)-884-5900 (office) Or (301)-934-4680 (office)

About Us

Our Company

Julie E. Wynkoop

Julie joined Cross, Wood & Wynkoop in January 1997 and has provided strategic and operational direction to line operating units such as product development, marketing, customer and product support and field sales.  Julie has the oversight of daily operations and ensuring that all agency functions are performed properly to enhance customer service and quality product.  Julie has also actively pursued the building and managing of carrier relationships and gathering of marketing intelligence.  Julie serves as an Account Representative to many of the agency's clients, providing knowledge and expert advise to their benefits package.  Julie and her husband Ben, currently reside in St. Mary's County with their 3 children.

John F. Wood, Jr.

Johnny brings with him more than 50 years of customer service and small business experience.  Johnny began his insurance career as an agent for a major Life Insurance Co.  Upon Cross, Wood & Wynkoop and Associates establish in 1994, Johnny continued to provide exceptional customer service to the agency clients specializing the health industry.  Johnny's extensive background in the Small Business arena, allowed him to package employer  benefits packages ideal for today's businesses.  Johnny is actively involved in the community with organizations such as the Volunteer Fire Departments, Rescue Squads and Optimist Clubs.  And has sat on the boards for the Hospital, Parks & Recreation, and St. Clement's Island to name a few.  Johnny and his wife Barbara Ann, reside in St. Mary's County, have 9 children, 27 grandchildren and 28 great grandchildren. 

How We Can Help You

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Cross, Wood & Wynkoop and Associates, Inc

Cross, Wood & Wynkoop and Associates, represents multiple insurance carriers which we have actively pursued the building and managing of carrier relationships which we work with to meet your business and personal needs.  Gathering of marketing intelligence on carrier progress and how it will affect client's programs is essential in developing alternatives for existing and prospective clients.

What We Cover.


CareFirst BlueCross BlueShield, Aetna, United Healthcare, Cigna, Kaiser Permanente, Evergreen



CareFirst BlueCross BlueShield, Humana, United Concordia, United Healthcare, Aetna, Guardian, Delta Dental, Cigna, Companion Life, Dominion, MetLife



CareFirst BlueCross BlueShield, Avesis, Aetna, United Healthcare, Cigna, Dominion, Guardian, Humana, MetLife


Protective, Reliance Standard, First Penn, Guardian, Lincoln Financial, MetLife, Mutual of Omaha, Nationwide, SunLife Financial, The Hartford, The Standard, Unum, Banner, First Colony, Prudential, Companion


AFLAC, Medicare Supplement Insurance, Part D Prescription Plans, Online Group Administration, Payroll Services, Teladoc 

Contact Us

Cross, Wood & Wynkoop and Associates, Inc 

28231 Three Notch Road, Suite 101

Mechanicsville, MD 20659

(301)-884-5900 (office)  Or  (301)-934-4680 (office)    

 (301)-884-0398 (fax)

Group & Individual Health . Life Insurance

Employer & Employee Benefits Planning

Julie Wynkoop, President -

John F. Wood, Jr., Vice President -


Monday - Friday: 8:30am - 5pm

Saturday - Sunday: Closed

Drop us a line!

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours.

Cross, Wood & Wynkoop and Associates, Inc

28231 Three North Road, Mechanicsville, MD 20659, US

(301) 884-5900 Or (301) 934-4680